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First, get approved for a loan. Doing this before looking at houses helps you a lot. Here are some of the benefits: You’ll get an approval letter that shows real estate agents and sellers you’re able to afford a house. You’ll find out how much house you can afford. You can lock your rate for up to 90 days with RateShield TM Approval &vert.

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What Are FHA Home Loan Requirements? | FHA First Time Home Buyer Requirements Closes: Thursday, Aug. 29, 5 p.m. Applicants may apply online using the electronic loan application (ela) via SBA’s secure website at Businesses and individuals may also obtain.

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