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First Time Home Buyers Program Austin Buying House First Time How Much Can I Afford? How Much House Can I Afford? | DaveRamsey.com – You can do a lot of research on your own, but you need the help of an expert when it comes to actually finding and securing your perfect home. An experienced real estate agent can help you figure out how much house you can afford and what kind of homes you can expect to find, considering your market and price range.What I wish I’d known when buying my first home: 18 tips. – · The deal works by lending first-time buyers 100% of the property purchase price and a parent saves 10% with the bank.