Mortgage Lending

Texas Lending Laws

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Loan and Mortgage Scams | Office of the Attorney General – Contact the Texas Department of Savings and Mortgage Lending The Bureau is charged with overseeing most banks, credit unions, lenders, and mortgage servicers. If your lender or mortgage servicer is state licensed, you can also contact the Texas Department of Savings and Mortgage Lending.

When To Shop For Mortgage Zillow mortgage tools and resources. Zillow can help with all things home – even home loans. From mortgage calculators and helpful home loan articles to current mortgage rates in each state and city, Zillow has the mortgage tools you need.

Payday Lending State Statutes – ncsl.org – PLEASE NOTE: Please note the summaries should be used for general informational purposes and not as a legal reference.NCSL is unable to provide guidance to citizens or businesses regarding payday loan laws and practices. If you have questions regarding the application of a state law to a specific payday loan, please contact the Office of the Attorney General in your state.

Auto Financing Laws in Texas | Pocketsense – Commercial loans in Texas must follow state law guidelines on interest rates. These laws are part of Chapter 306 of the Texas Finance Code. For auto loans, Texas state law limits lenders to an annual interest rate of no more than 27 percent.

Texas Lending & Financial Institution Law – wcglaw.net – Our attorneys have been active in the Texas Association of Bank Counsel and with the University of Texas Law School’s Mortgage Lending Institute (MLI), serving on the TABC Board of Directors, MLI Planning Committee and speaking at sponsored legal conferences.

Texas Interest Rates Laws – FindLaw – Texas interest rate laws also provide an exception to these limits for business loans, commercial loans, investments, and open-end accounts. Limits on the amount of interest a creditor may charge are often referred as " usury " laws.

Interest Rate Laws in the State of Texas – jakoblawfirm.com – The state of Texas has consumer protection laws that limit the amount of interest creditors can charge for certain types of loans. These legal limitations are intended to prevent the practice of usury, which is the charging of excessive interest and fees on loans made to consumers and businesses.

Owner Financing in Texas – The New Laws of Real Estate. – While our website contains general information for your review, it is not legal advice or tax advice. If you have a legal question, we can only provide legal advice after analyzing the specific facts of your case and entering into a representation agreement.

CHAPTER 342. CONSUMER LOANS – statutes.capitol.texas.gov – (b) A license holder who held a license under the texas regulatory loan act and was issued a license to make loans under that chapter as provided by Section 4, Chapter 274, Acts of the 60th Legislature, Regular Session, 1967, shall maintain for the office for which that license is held net assets of at least $15,000 that are used or readily.